What type of equipment must be carried on an un-inspected charter vessel?

What are the proper procedures for reporting a serious marine incident and what forms should I use?

How many passengers may be carried on an un-inspected vessel?

When are you required to participate in a random drug program?

Does your charter boat require annual inspections?

What is the Coast Guard doing to enforce drug-testing rules?

What type of equipment must be carried on an un-inspected charter vessel?

1. Personal Flotation Devices (PFD) and Other Lifesaving Equipment [46 CFR

a. An approved and readily available PFD is required to be on board the
vessel for each individual on board. An exposure suit is considered to be an acceptable substitute for a PFD. All lifesaving equipment designed to be worn is required to be readily available and in serviceable condition.
b. Each vessel 26 feet or longer must have at least one approved ring life buoy which is immediately available. The diameter size of the ring depends on the vessel length. All lifesaving equipment designed to be
thrown into the water is required to be immediately available and in
serviceable condition.
c. An approved commercial hybrid PFD is acceptable if worn when the vessel is underway and the intended wearer is not within an enclosed space; labeled for use on un-inspected commercial vessels; and used as marked and in accordance with the owner's manual.
d. An approved light is required for all PFDs and exposure suits. Also, all
PFDs must have the proper amount of approved retro-reflective material installed.

Fire Extinguishing Equipment [46 CFR 25.30].

a. Hand-portable fire extinguishers and semi-portable fire extinguishing
systems must be of the "B" type (i.e.; suitable for extinguishing fires
involving flammable liquids, greases, etc.).
b. Hand-portable fire extinguishers and semi-portable fire extinguishing
systems must have a plate listing the name of the item, rated capacity
(gallons, quarts or pounds), name and address of person/firm for whom
approved, and manufacturer's identifying mark.
c. Portable fire extinguishers must be inspected and weighed every 6 months.
d. Minimum number of B-II hand portable fire extinguishers required to be on board motor vessels: one if less than 50 tons, two if 50-100 tons, three if 100-500 tons, six if 500-1000 tons, and eight if over 1000 tons.
e. Fixed fire extinguishing systems must be an approved carbon dioxide type and must meet the U.S. Coast Guard requirements. (See reference C.5., Part 25.30-15.)

Backfire Flame Control [46 CFR 25.35].

Every gasoline engine installed after April 25, 1940, except outboard
motors, must be equipped with an acceptable means of backfire flame control.

Ventilation of Tanks and Engine Spaces [46 CFR 25.40].

Fuel tanks and engine spaces, using fuel with a flashpoint of 110 degrees Fahrenheit or less, must be provided with adequate ventilation to remove explosive or flammable gases from the fuel tank compartment or bilges.


2. What are the proper procedures for reporting a serious marine incident and what forms should I use?

A serious marine incident is defined as:
" One or more deaths
" An injury to any person (including passengers) which requires medical attention beyond first aid and which renders the person unable to perform routine vessel duties (i.e. first aid given by an approved medical facility, may be as simple as having a hook surgically removed)
" Damage to property over $100,000
" Actual or constructive total loss of any inspected vessel
" Actual or constructive total loss of any un-inspected, self propelled vessel of 100 gross tons or more
" Discharge of 10,000 gallons or more of oil into U.S. waters
" A reportable discharge of a hazardous substance into U.S. waters or release of reportable quantities into the U.S. environment
Form CG-2692B must be submitted to the appropriate Officer In Charge, Marine Inspections, following a serious marine incident. The U.S. Coast Guard is now assessing civil penalties against vessel operators who fail to submit the form CG-2692. These, and many other USCG forms may be obtained on the USCG web site.


3. How many passengers may be carried on an un-inspected vessel?

Un-inspected vessels are limited to no more than six passengers. Remember even an infant is considered a passenger.


4. When are you required to participate in a random drug program?

Anyone who works in a position of safety onboard a vessel carrying passengers for hire is required to be in an approved random drug-testing program. Captains and crew-members of charter boats are required to participate.


5. Does your charter boat require annual inspections?

All charter vessels should be inspected by the owner and/or captain at least every year, (some safety items need to be inspected every 6 months) whether USCG inspected or not. USCG certified vessels require a topside safety inspection every 12 months and dry dock inspections between 1 and 3 years depending on the vessel and location.


6. What is the Coast Guard doing to enforce drug-testing rules?

The USCG checks for the proper documentation and proof of compliance during routine safety inspections on un-inspected vessels and during all required safety and hull inspections on USCG certified vessels. They also check for compliance during license renewals.

Member Benefits

Never before has any association assembled such a family of benefits for the marine charter industry. NACO provides vital benefits and services that help you run your business more effectively. NACO has arranged for major cost savings benefits through group programs from insurance providers, retailers, marketing companies and a drug consortium.

Current Benefits:

Exclusive Group Vessel Hull and Liability Insurance


Charter Lakes is always working on new ways to improve our Charter Policy and in 2012 we made substantial improvements to the existing policy and added new coverage benefits that have never been offered before.

Disappearing Deductible- New! For 2011, the Charter Lakes Policy is the only charter policy in the country that rewards its customers for being loss free with a lower hull deductible. The Disappearing Deductible clause lowers the PART A: Physical Damage Deductible for each year of claim free operation with the same vessel. This is how it works;
• Beginning in 2011, at your 2012 renewal, your original elected deductible will drop by 25%.
• Each subsequent year you remain claim free the physical damage deductible will be reduced by 25% until it reaches zero.
• Once it reaches zero it stays that way as long as you remain claim free with the same boat.

Many of our clients receive a premium discounts for electing a higher deductible when they initially purchase their policy.  Under this new coverage feature, our clients keep the premium credit while their hull deductible disappears. No one likes to have a claim. However, if the unforeseen does happen it sure does help to have a lower deductible or even better, a zero deductible.

Passenger Medical Payments – has been increased to $ 25,000 per passenger per occurrence.
Pollution Liability – has been increased to $ 854,400 regardless of the liability limit on the policy.
Towing and Emergency Assistance – has been increased to $ 2,500. 

Hurricane Haul-out Reimbursement – In the event a hurricane watch or warning is issued in your area, the Charter Boat Policy will reimburse you 50% for the reasonable expenses you incur to either have the vessel hauled out and then subsequently launched or the cost you incur to hire a qualified individual to navigate the vessel to a safe harbor. The policy reimburses you up to $500 per Named Storm with a maximum of $1,000 per policy period.

Terrorism Risk Insurance Act (TRIA) - New! For 2012, the Charter Lakes policy will include TRIA Coverage automatically without charge. The premium charge for TRIA under prior year policies was $25.00. Effective 01/01/2012 the Charter Lakes policy will include TRIA Coverage automatically at no charge.
Dockside Liability – the Charter Lakes Charter Boat Policy now automatically includes Dockside Liability Coverage. This coverage protects you from liabilities to your passengers when they are using docks, gangways, floats or piers to access your boat. There is no additional premium charge for Dockside Liability.

Professional Angler Liability – for those of you who use your boat for Guided Sport Fishing, you have always been covered under our policy for passenger injuries that occur from fishing activities aboard your boat. Professional Angler Liability provides you with liability coverage for activities where you use your fishing skills to generate income away from your boat. This could mean conducting fishing seminars and workshops, exhibiting in sport and boat shows, distributor shows or dealer events. There is no additional charge for this coverage.

We are pleased to be able to provide this added protection to our client’s charter policies at no additional charge.

Discount pricing through Port Supply
(The Wholesale Division of West Marine)

Regular NACO members are eligible to apply for a Port Supply wholesale account.  After your application is processed, you'll receive Port Supply signer cards entitling you to wholesale pricing at any West Marine retail locations and on the Port Supply website.  With our multi-channel shopping convenience and over 50,000 stocked skus, Port Supply offers charter operators the best overall value in the marine industry.

Blueclaw Solutions offers an online Fishing Charter Reservation Program

Software that easily integrates onto any existing website and is built specifically for the Charter boat industry. Captains can display their availability, receive online payments and manage all other bookings. You can now fish without worrying about calling people back or using booking services. Blueclaw RMS is user friendly for you and your customers.You can have your Fishing Charter business running automatically 24 hrs a day, 7 day's a week. Whenever you recieve a booking, you will be notified via e-mail.Blueclaw's Fishing RMS is the tool you need to transform your fishing charter website into a productive part of your business. With their booking software; people can go to your website and book trips and not just look at your pictures! To Learn More Click Here

The Charterboat Consortium-Group Discount Drug Consortium

An exclusive discounted consortium available only to NACO members. The Charterboat Consortium includes random, post accident, and periodic drug testing.   Also includes: Medical Review by certified Medical Review Officer, Reporting of Employer Results, Laboratory Services, Substance Abuse Professionals who assist in the return to duty  process, Pre-employment testing, Random Pulls, and Coast Guard Notifications just to name a few. $50.00 per person, per year.  $60.00 per person, per year for member located in Alaska, Hawaii, Puerto Rico, Guam, and the Virgin Islands. All of your testing is covered for a full 12 month period after enrollment. To download an application and brochure , Click Here

Cardiac Science

Offers NACO members a special pricing program on Automated Electronic Defibrillators (AED's) Powerheart brand AEDs provide reliable, safe, and intelligent cardiac monitoring and defibrillation technology that significantly reduces time to defibrillation and saves lives. Cardiac Science provides industry-leading AED technology with comprehensive AED/CPR training, First Aid/O2 training and program management services that facilitate and document successful AED deployments. Click Here to download an order form with more info.

Marketing and Printing Partner: Evergreen Printing

Offers discounted printing and mailing services through NACO.

For items such as brochures, flyers, business cards, promotional materials etc.

Coast Guard License Insurance/MOPS

Insure your license and protect your family’s income with a Coast Guard License Insurance Program available at a $30 discount to NACO members. If you are involved in an incident that results in actions against your license, the cost in legal fees and possible loss of income could be devastating. With this insurance you receive the Experience and Reliability, Security, Worldwide Claims and Legal Services, and the Immediate Responses you deserve as a NACO member.

Discounted Apparel

And other products through Captain’s Gear that identifies your professional status. Custom T-shirts, polo shirts, and jackets to keep you and your crew sharply dressed. Outfitting with quality logo items is a good investment in image. To get these discounted products as well as a multitude of other distinctive gifts, including Captains Rings, all that is needed is a NACO membership number.

Mass Marketing Insurance Consultants

Today, individual members and small businesses are looking for ways to reduce health insurance costs. Most small businesses with less than 10 employees or individual members do not have access to competitive health insurance options that are available to large employers. However, MMIC can provide competitive no obligation health insurance quotes to members of NACO.  

Quarterly NACO News Report

The Quarterly News Report keeps members informed and educated on crucial issues affecting the industry. It provides valuable information on trends and developments in the charter industry including updates on new and pending Federal regulations

Email Notification of Legislative, Coast Guard Regulations and Informative Alerts.

Legislative and other action alerts to keep members apprised of industry impacts. We have a strong and active lobbying effort to represent the industry's interests before Congress, U.S. Coast Guard, NOAA Fisheries and Interstate Fishery Commissions. When critical issues arise a professional lobbyist is retained until the issue is resolved.

Annual Meeting

NACO members join together to share ideas and obtain valuable information on topics such as insurance, maritime law, Coast Guard regulations, Tax issues, fishery issues, Marine Protected Areas and Magnuson/Stevens Act reauthorization.

Reminder email notices

(as much as 60 days advance notice) when your USCG and/or FCC license is up for renewal.